Understand costs

Fee calculator

Compare two fee rates over time using your own assumptions.

Current portfolio value (CAD $)

Monthly contribution (CAD $)

Number of years

Hypothetical annual return (%)

Current annual fee ratio (%)

Examples: XEQT ≈ 0.20%; a typical mutual fund ≈ 2%. Check your actual fund fees.

With your fees · 2.00%

$143,209 CAD

Estimated final value

With low fees · 0,20 %

$182,945 CAD

Estimated final value

Your fees could cost about $39,736 CAD over 20 years.

$39,736 CAD

Difference between two scenarios, not a bill or guaranteed saving.

Hypothetical projections: actual returns vary. This educational estimate assumes end-of-month contributions, a constant return and annual fees; it excludes taxes, inflation and other costs.

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